Travel Insurance
that travels with you, worldwide

Yes, travel insurance is mandatory for Schengen countries, the USA (under specific visas), UAE, Singapore, and several other countries. Even where it is not legally mandatory, it is highly recommended to protect against unexpected medical emergencies, trip cancellations, or lost baggage which can be financially draining abroad.

Medical expense coverage includes emergency hospitalization, outpatient consultations, prescribed medicines, diagnostic tests, ambulance services, dental pain relief, and emergency medical evacuation/repatriation back to India.

Yes. If your trip is cancelled due to covered reasons (such as personal medical emergency or severe weather), you get reimbursed for non-refundable flight and hotel bookings. Checked-in baggage loss, damage, or delay beyond standard hours is also compensated.

In case of a medical emergency, contact the insurer's 24x7 international toll-free assistance helpline mentioned on your policy copy. They will coordinate directly with the network hospital to authorize cashless treatment without you having to pay upfront.

Generally, travel insurance must be purchased before your departure from India. If you need coverage after commencing travel, select insurers allow it subject to underwriting approval and a short waiting period.

Most plans cover life-threatening medical emergencies arising from pre-existing conditions up to specified policy sub-limits. We offer dedicated senior citizen travel insurance plans that provide higher medical sum insured and compassionate visit benefits.

Standard claim documents include the completed claim form, original boarding passes, medical reports and discharge summary (for health claims), hospital bills and receipts, police FIR (for theft/loss of passport), and property irregularity report (PIR) from the airline for lost luggage.