Protect Your Family's Future.

A common rule of thumb is to get coverage of 10–15 times your annual income. For example, if your annual income is ₹6 lakh, you should opt for coverage of ₹60–90 lakh or ₹1 crore.

Standard term insurance does not have a maturity benefit. However, Return of Premium (TROP) plans refund all premiums paid if you survive the policy term.

Yes, smokers can still get term life insurance, but premiums are typically higher due to the increased health risks.

Yes, it is the most cost-effective way to ensure your family's financial security in your absence.

The earlier the better. Buying in your 20s or early 30s locks in a very low premium for the rest of the policy term.

Yes, you can hold multiple term insurance policies from different insurers as long as you disclose them during the application.