India's first end to end digital group health insurance for employees

Give your employees the best group health insurance experience

because they deserve nothing less

Our Partners


What have we achieved so far

Lives Insured

Policies Booked

Claims Settled


How does it work



Give your basic details for a customize plan

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Why Policynation


Best Price

Transparent pricing & coverages. No unwanted features. Buy what you pay for.

Personal Assistance

Hand holding of employees during claims. Instant Whatsapp support and Chat support.

Admin Access for Employers

Online Portal to view all group policies. Add/Delete Employees. Claim Status view.

Portal Access for Employees

Online Portal to view Health ID Card, Claim Status & Policy Details. File a new claim.




Sum insured 1 lakh - 10 lakh

Room rent no capping


Covid treatment


Cashless hospitalization


Pre-existing diseases covered


Maternity coverage


Day care procedures covered


Cover from day1


Naveen Chava

CEO - IDSign app

Never thought buying a group health insurance and onboarding employees was so simple and easy. Thanks Policy Nation. Best rates, simple & transparent.

Amit Arora

Co-founder - Finnable Credit Pvt Ltd

I am always worried about TnCs when it comes to insurance and PolicyNation is different from others as they give me full transparency and the right advise. Amazed at the way PolicyNation has redefined employees group health insurance for a young start up like ours. Our employees find it clear and easy to use. Thanks PolicyNation team for giving us personalised help in getting our claims processed swiftly.


Founder & Director - Deltaphi Tech Pvt Ltd

Policy Nation has helped us with suggesting optimal  insurance coverage for our team and insure our team for Medical, Covid and accident insurances. Policy Nation supports our employees especially when they need help most.

Ar. Shubhra Mittal

Director - ARINEM Consultancy

Absolute breeze from buying our group health policy to filing of our claims, Policy Nation has really UNCOMPLICATED the whole process. Kudos to the team PolicyNation for defining group health insurance.


Director - CI Global Solutions

Policy Nation has simplified the process of providing the best possible health insurance for our employees. We get timely support for all our claims. We are happy to have chosen Policy Nation for our insurance needs.

Anisha Dalal

Director - Hapag Lloyd Global Services

We have been associated with Team Policy Nation for 5+ years and it has been a delight working with them. They are very delivery focused and customize their offerings to our requirements. Team Policy Nation consistently reinvent themselves to make life simpler and easier for us without compromising on our need of cost efficiency.

Ashwinth J S D

Salem Technologies Pvt Ltd

We have been using policy nation's services for a year now. They are knowledgeable and experienced and have helped us navigate the field of employee insurance and office insurance. Every case & claim is treated with care. We are very happy having them as our insurance partners.

What is group health Insurance?

Health insurance has become a necessity for every individual, especially when the world is fighting against COVID-19 pandemic. Also, Indian government has mandated businesses to provide group health insurance to their employees as a part of Post-COVID operating guidelines

Group health insurance is the health insurance in group form bought by companies and organizations for their employees and can be extended to employees' family members. Group Health Insurance plans provide financial stability of employees during unexpected health issues, accidents, or any mishaps. Group health insurance for employees are yearly renewable customizable plans that work under certain agreed terms & conditions.

Why should employer buy group health Insurance for employees?

Happy Employees, Happy Company. Studies show a positive employee experience results in a positive financial impact for companies. A group health insurance will not only give your employees and their families enough financial security, but an overall sense of satisfaction that their employer actually cares about them. A well thought of group health insurance policy can achieve the following

  • Employees' loyalty and retention
  • Better productivity through healthier employees
  • Conducive company culture
  • Better hiring and recruitment

Our Health Insurance Benefits

  • Group health insurance policy immediately covers without any waiting period.
  • Full coverage starts for all employees from day one is one of the best health insurance benefits.
  • Group health insurance plans cover for pre-existing diseases from day one
  • Group health insurance for employees requires no health check-up.
  • No capping on no of diseases covered
  • Maternity benefit cover from day one
  • Newborn baby expenses from day one is also one benefit.
  • Low premium in comparison to individual health insurance.

Since this is a group health insurance policy, any employee resigning from the organization will not be able to benefit from this plan post his/her resignation from that organization.

What is Not Covered Under Group Health Insurance?

Group health insurance policy do not cover you for the following expenses:

  • Injuries arising due to war or warlike situations
  • Expenses related to external durable items
  • Dental treatments
  • Cosmetic surgeries
  • Any treatment required due to self harm including attempt of suicide
  • Treatment taken outside India
  • Outpatient treatment
  • Experimental and unproven treatment

Who should buy a Group Health Insurance plan?

  • Small Companies & Young Startups

If you are a young startup or small company and have at least 7 employees, then you should have some group health insurance plans for your employees. Employer-provided health coverage is important for recruiting, but even more important for retention.

Don’t worry about the cost of group health insurance plans as the group health plans can be customized as per your requirement.

Moreover, cost of group health insurance is an expense on which you will save taxes.

  • Medium Sized or growing companies

Whether it is a small or medium company, group health insurance benefits in building loyalty with the employees and thus help companies to retain talent. Employee benefits plans keep the employees motivated and charged up as their financial worries arising out of any untoward health crisis is taken care of.

  • Large Organizations & Established Startups

For companies having 1000+ employees, employee health benefit decisions are among the most relevant for remaining competitive in the job market. Satisfaction among employees is associated with attitudes and behaviors that serve the employer's interests.

Large employers are pushing the envelope by improving access to high-quality health care and driving employee engagement with their health benefits.