Terms & Conditions

Overview

Ensureti Insurance Broking Pvt Ltd is a licensed Insurance Broking Company holding a Insurance Broking license from the Indian Insurance Regulatory and Development Authority of India and is governed by the norms and guidelines set out by the IRDAI.

Ensureti operates the website www.policynation.com to provide customers a seamless way to buy Insurance from various insurance companies.

By visiting Policynation.com, and accessing the information, resources, services, products and tools you understand, accept and agree to adhere to the terms and conditions contained in this document as updated or modified from time to time, any other terms set out elsewhere in the website or otherwise communicated to you. This will henceforth be referred to as T & C.

Policynation.com reserves the right to change or otherwise modify the T&C without prior notice. Your continued access or use of Policynation.com signifies your acceptance of the updated or modified T&C.

Using the website Policynation.com

You agree to use the information and the resources being provided on the platform only for the purposes intended as permitted by the T&C and further agree to use such information and resources within the framework of applicable laws and regulations and generally accepted practices or guidelines, including but not limited to any guidelines laid out by IRDAI.

When you use Policynation.com, you understand that:

  • Policynation.com has limited control over the information available on the website which is provided by the participating insurance providers.
  • Policynation.com does not warrant or guarantee the merchantability, timeliness, accuracy or completeness of the information or quality of the results obtained from the use of the information contained in the website.
  • Policynation.com has no liability in relation to or arising out of the website information and website recommendations.
  • As a user, you are responsible for the final choice of the product made by you. You agree and accept to read through all information supplied by the relevant insurance provider and, if required, after seeking any further advice from the relevant participating insurance provider before choosing your product.
  • Policynation.com may provide various open communication tools on our website, such as blog comments, posts, public chat etc. You understand that whatever information you wish to share via these tools to our website should be in a responsible and ethical manner. You agree that you will not upload, post, share or otherwise distribute any content that:is illegal, threatening, defamatory, abusive, harassing, degrading, intimidating, fraudulent, deceptive, invasive, racist, or contains any type of suggestive, inappropriate, or explicit language;
    • Infringes on any trademark, patent, trade secret, copyright, or other proprietary right of any party;
    • Contains any type of unauthorized or unsolicited advertising; Impersonates any person or entity, including any of¬†Ensureti employees or representatives.
  • We have the sole discretion to remove any content that in our opinion does not comply with this T&C. or is offensive, harmful, objectionable, inaccurate, or violative any third party copyrights or trademarks. Where we decide to remove such content, you hereby consent to such removal, and consent to waive any claim against us.
  • Policynation.com does not assume any liability for any content posted by you or any other third party users of our website.

Privacy Policy

Your privacy is very important to us. We have a separate privacy policy, which we urge you to read.

Indemnification

You agree to indemnify and hold harmless Policynation.com and its parent company and affiliates, and their directors, officers, managers, employees, donors, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this T&C or your failure to fulfill any obligations relating to your account or due to any other person using your account. We reserve the right to take recourse to any remedy under law, including but not limited to damages. In such an event, you shall provide us with such cooperation as is reasonably requested by us.

IPR and Copyright

All content and materials available on Policynation.com, including but not limited to text, graphics, website name, code, images and logos are the intellectual property of Policynation.com or under licensed use by Ensureti, and are protected by applicable copyright and trademark law. Any inappropriate use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly prohibited, unless specifically authorized by Policynation.com

Limitation of Warranties

By using Policynation.com, you understand and agree that all Resources we provide are "as is" and "as available". This means that we do not represent or warrant to you that:

  • The use of our Resources will meet your needs or requirements,
  • The use of our Resources will be uninterrupted, timely, secure or free from errors,
  • The information obtained by using our Resources will be accurate or reliable
  • Any downloads from Policynation.com will not harm your computer or device in any way.

To the maximum extent permitted by law, Policynation.com has no liability in relation to /or arising out of the Website Information and recommendations.

You are responsible for the final choice of your product. Please seek further advice from Policynation.com or the relevant participating insurance companies before choosing your product, if you have any doubts or queries about the same.

Furthermore, Policynation.com does not guarantee the timeliness or the actual delivery of the product that you have chosen and do not accept any liability arising out of delay in you acquiring the product you have chosen.

You acknowledge and accept that the final issuance of the policy is subject to the underwriting norms and sole discretion of the insurance company whose policy you have chosen to buy.

Limitation of Liability

You expressly understand and agree that any claim against us shall be limited to the amount you paid to Policynation, if any. Policynation will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages, which may be incurred by you as a result of using our Resources.

UNLESS OTHERWISE EXPRESSED, POLICYNATION.COM EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

Governing Law

This T&C and the Privacy Policy shall be governed and construed in accordance with the laws of the Republic of India and the courts at Chennai shall have exclusive jurisdiction on all matters and disputes arising out of and relating to the site